We Believe that Small business funding shouldn’t be complicated or time-consuming.

Welcome to The American Capital Group, where we have been providing reliable and flexible lines of credit for over 15 years. We pride ourselves on supporting the growth and success of American small business owners, who are the backbone of our economy.

4.9 out of 5 based on 768 reviews

10k+ people we’ve worked with

Worked with Alex and had an amazing experience! If ever needing anything else, I will definitely be using this company and Alex!

Hannah T

January 23, 2026

Great experience, knowledgeable representatives to guide you through the process. Great customer service. Try them for yourself they are great.

Rhonda B

December 19, 2025

Excelent 10 stars

customeAirton F Demoraes from Angus Grillr

November 14, 2024

Founded in 2011, American Merchant Capital is a private lending and technology company that provides small businesses access to capital and business technology solutions to other financial services providers.

We are a direct lender and have funded over $300 million to small businesses. We provide financing to retailers, restaurants, hotels, medical professionals, manufacturers, etc. Our creative financing solutions include merchant cash advance, secured and unsecured business loans, and asset-based loans. We are growing rapidly and are looking for smart, talented and dedicated professionals.

Our mission at American Capital Group is to help entrepreneurs and business owners in their time of need, so they can continue to grow their businesses and do what they love. We differentiate ourselves with our innovative solutions, the simplicity of our process, the speed to funding (most loans funded within 24 hours), and most importantly, with the level of care and compassion with which we treat our clients.

American Merchant Capital is a private lending and technology company that provides small businesses access to capital and business technology solutions to other financial service providers.